:root {
  --fundo: #f6f7f9;
  --texto: #1d232b;
  --suave: #5b6675;
  --card: #ffffff;
  --borda: #dde2ea;
  --destaque: #0b5cad;
  --aviso: #fff6e0;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --fundo: #12151a;
    --texto: #e6e9ef;
    --suave: #9aa4b2;
    --card: #1b2028;
    --borda: #2d3440;
    --destaque: #6aaef5;
    --aviso: #2a2412;
  }
}
:root[data-theme="dark"] {
  --fundo: #12151a;
  --texto: #e6e9ef;
  --suave: #9aa4b2;
  --card: #1b2028;
  --borda: #2d3440;
  --destaque: #6aaef5;
  --aviso: #2a2412;
}

* { box-sizing: border-box; }
body {
  margin: 0;
  background: var(--fundo);
  color: var(--texto);
  font: 16px/1.5 system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}
.wrap { max-width: 1040px; margin: 0 auto; padding: 0 16px; }
h1, h2, h3 { margin: 0 0 8px; line-height: 1.2; }
h2 { font-size: 1.6rem; margin-top: 40px; }
h3 { font-size: 1.05rem; }
.lead { color: var(--suave); margin: 0 0 16px; }
.nota { color: var(--suave); font-size: 0.9rem; }

.topo { background: var(--card); border-bottom: 1px solid var(--borda); position: sticky; top: 0; z-index: 2; }
.topo .wrap { display: flex; flex-wrap: wrap; gap: 8px 24px; align-items: center; justify-content: space-between; padding-top: 12px; padding-bottom: 12px; }
.topo h1 { font-size: 1.1rem; }
.topo nav { display: flex; flex-wrap: wrap; gap: 12px; }
.topo a { color: var(--destaque); text-decoration: none; font-size: 0.9rem; }

.grid-form {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 12px;
  margin-bottom: 16px;
}
label { display: flex; flex-direction: column; gap: 4px; font-size: 0.9rem; color: var(--suave); }
label.check { flex-direction: row; align-items: center; gap: 8px; }
input, select, button {
  font: inherit;
  color: var(--texto);
  background: var(--card);
  border: 1px solid var(--borda);
  border-radius: 8px;
  padding: 8px 10px;
  min-width: 0;
}
input[type="checkbox"] { width: 18px; height: 18px; }
button { cursor: pointer; background: var(--destaque); color: #fff; border-color: transparent; }
button:hover { opacity: 0.9; }

.cards, .tres {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 12px;
  margin: 12px 0;
}
.card {
  background: var(--card);
  border: 1px solid var(--borda);
  border-radius: 12px;
  padding: 16px;
}
.card span { display: block; color: var(--suave); font-size: 0.85rem; }
.card strong { font-size: 1.25rem; }
.card p { margin: 6px 0; }
.card.destaque { border-top: 3px solid var(--destaque); }

.tabela { overflow-x: auto; border: 1px solid var(--borda); border-radius: 8px; background: var(--card); }
table { width: 100%; border-collapse: collapse; }
th, td { padding: 8px 10px; border-bottom: 1px solid var(--borda); text-align: left; font-size: 0.92rem; }
th.num, td.num { text-align: right; white-space: nowrap; }
.acoes { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; margin-top: 12px; }
.arquivo { position: relative; }
.arquivo input { position: absolute; inset: 0; opacity: 0; cursor: pointer; }
.arquivo { display: inline-block; padding: 8px 10px; border: 1px solid var(--borda); border-radius: 8px; background: var(--card); color: var(--texto); }

/* Juros em destaque: vermelho neon pulsando */
.card.alerta { border-color: #ff2a2a; margin-top: 12px; }
.neon {
  color: #ff2a2a;
  font-size: 2rem !important;
  text-shadow: 0 0 6px #ff2a2a, 0 0 14px #ff2a2a, 0 0 28px #ff0000;
  animation: neon 1.4s ease-in-out infinite alternate;
}
@keyframes neon {
  from { opacity: 0.75; text-shadow: 0 0 4px #ff2a2a, 0 0 10px #ff2a2a; }
  to   { opacity: 1;    text-shadow: 0 0 10px #ff2a2a, 0 0 24px #ff0000, 0 0 40px #ff0000; }
}
@media (prefers-reduced-motion: reduce) { .neon { animation: none; } }
.amort-pequeno { font-size: 0.95rem !important; font-weight: 400; color: var(--suave); }
.cronograma { margin-top: 16px; }
.cronograma summary { cursor: pointer; color: var(--destaque); margin-bottom: 8px; }

.separador { height: 56px; }
.extrato { margin-top: 20px; }
.extrato-cab { display: flex; justify-content: space-between; align-items: center; gap: 12px; margin-bottom: 8px; font-weight: 600; }
.fechamento { margin-top: 32px; padding-top: 16px; border-top: 2px solid var(--borda); }
.fechamento h3 { font-size: 1.2rem; margin-bottom: 12px; }
@media print {
  .topo, .separador, form, .grid-form, #btnPdf, .acoes, .cronograma, #agendar, #simulador, #gestao, .aviso, button, a { display: none !important; }
  body { background: #fff; color: #000; }
  .card, table, .tabela { border-color: #999; }
}
.titulo-xl {
  font-size: clamp(2.6rem, 9vw, 5rem);
  font-weight: 900;
  letter-spacing: 0.02em;
  color: var(--destaque);
  margin: 0 0 12px;
}
.consorcio { border-top: 4px solid var(--destaque); padding-top: 24px; }
.sub { margin: 24px 0 8px; font-size: 1rem; color: var(--suave); }
.card.destaque-verde { border-top: 3px solid #1f9d55; }
.card.destaque-verde strong { color: #1f9d55; }
.observacao {
  background: var(--aviso);
  border: 1px solid var(--borda);
  border-radius: 8px;
  padding: 12px 14px;
  font-size: 0.88rem;
  color: var(--suave);
}
.largo { grid-column: 1 / -1; }
textarea {
  font: inherit; color: var(--texto); background: var(--card);
  border: 1px solid var(--borda); border-radius: 8px; padding: 8px 10px; resize: vertical;
}
.botao, .secundario {
  display: inline-block; padding: 10px 16px; border-radius: 8px; text-decoration: none; font-weight: 600;
}
.botao { background: var(--destaque); color: #fff; }
.secundario { background: var(--card); color: var(--texto); border: 1px solid var(--borda); }

.aviso {
  background: var(--aviso);
  border: 1px solid var(--borda);
  border-radius: 8px;
  padding: 12px 14px;
  margin: 40px 0 24px;
  font-size: 0.88rem;
  color: var(--suave);
}

@media (max-width: 560px) {
  body { font-size: 15px; }
  h2 { font-size: 1.35rem; }
  .card strong { font-size: 1.1rem; }
}